Skip to the content

At RMA Long Island IVF we understand the emotional challenge you will face during treatment which is why we have financial counselors to assist you in understanding what insurance benefits you may have.

We have financial counselors to help navigate through finances and insurance coverage. As a courtesy, we will consult with your insurance carrier to verify coverage, estimate any out-of-pocket costs and if needed, recommend other financial programs, packages or discounts that you may be eligible for to reduce your treatment expenses.

We are committed to finding ways to help our patients afford care when insurance coverage may not be available. Our experienced financial counselors will work with you every step of the way to make growing your family a reality.

New York State Department of Health Infertility Demonstration Program

The New York State Department of Health created a mandate in 2003 to provide financial subsidy grants so that more infertility patients could access the infertility and IVF treatment they need.

Although there are certain clinical determinants, excluded services and coverage limitations to the grant program, the NY State IVF Grant Program has helped many patients achieve their dream of parenthood.

In order to qualify for the New York State grant, patients must meet criteria as determined by the New York State Department of Health. This assessment is made through a new patient evaluation consultation and a clinical screening process conducted by your RMA Long Island IVF doctor. Patients must provide proof of:

  • Age
  • New York state residency
  • Private health insurance as primary insurance (not Medicaid, Medicare, or Family Health Plus)
  • Combined gross household income (determined by most recent tax returns) of under $195k annually. Qualified patients will pay a cost share amount. Out-of-pocket expenses are determined by NY State guidelines and are based on total household income level, ranging from 2.5% to 97.5% of the total costs.
  • Additional clinical information and documentation as requested on the program application.*

To determine if you are eligible for the NY State IVF Grant Program, please complete and submit the online application.

Not already a RMA Long Island IVF Patient? Make an appointment for a new patient consultation or call 1-877-838-2229.

Made possible by an endowment from generous benefactors, the Jade Foundation IVF Grant is offered exclusively at RMA Long Island IVF and provides financial assistance to couples whose insurance does not cover IVF treatments. Qualified patients will pay a cost share amount, or out-of-pocket expense, based on total household income level. Funding through this grant program is allocated for basic services related to an IVF fresh cycle, and excludes other types of treatments such as frozen cycles, egg donation cycles, surrogacy cycles, elective egg freezing cycles as well as genetic testing services such as preimplantation genetic diagnosis or screening (PGD /PGS).

Applicants must be Long Island, Queens or Brooklyn residents less than 35 years of age, have documented infertility, and meet clinical and financial criteria. Additionally, applicants must have commercial medical insurance coverage which either does not cover their IVF treatments or for which they have exhausted their IVF benefits. Priority is given to first time parents and to those who have served or are currently serving in the U.S. military.

If you are already in treatment with us, please contact your RMA Long Island IVF Financial Counselor to learn more about this grant. New patients may contact the Long Island New Patient Counselor at 631-752-0606.

The Cade Foundation is a nonprofit organization that was founded to provide families in need with financial and educational resources to help them overcome infertility. Each year, the foundation provides grants of up to $10,000 to assist eligible couples with the costs associated with infertility treatment or domestic adoption.

To learn more about the application process, visit

RMA Long Island IVF is happy to be partnered with fertility financing specialists, CapexMD. Through this partnership, we can offer you a wide range of financing options and customized loan programs—all for more affordable treatments, testing and medications.

For more information, visit

To ensure that you know what to expect from a financial basis, we’ve developed Case Rates, or programs priced as a package of services.

Our Case Rate options include:

  • Initial Patient Visit
  • Fertility Assessment
  • Intrauterine Insemination (IUI) Cycle
  • In Vitro Fertilization (IVF) Cycle
  • Freeze Only IVF Cycle
  • Freeze Only IVF Cycle with PGD / PGS Biopsy
  • Frozen Embryo Transfer Cycle
  • Testicular Excisional Sperm Extraction (TESE)
  • Egg Freeze Cycle

For more information, please call our offices at 1-877-838-2229.

The IVF Financial Share Program includes up to three fresh IVF and up to three frozen embryo transfer cycles until a live birth is achieved. If you do not give birth, 70% of your fees for the program will be refunded to you. To participate, you must be less than 37 years old and meet certain clinical criteria.

To apply, please contact In Vitro Sciences at 1-877-678-1999 or

We offer a 10% discount off our normal IVF and IUI self-pay pricing for active or retired military personnel and their spouses. Military personnel may also qualify for reduced medication pricing through special programs from pharmaceutical companies. If you are already in treatment with us, please contact your RMA Long Island IVF Financial Counselor to learn more about this discount. New patients may contact the Long Island New Patient Counselor at 1-877-838-2229 for further information.